Ford just made it much easier to drive away in the truck of your dreams even with bad credit or no credit.

Ford has recently surprised the automotive world by developing a financing solution that basically guarantees Americans can drive away with a brand new pickup truck. As of right now this program applies to the recently revealed 2022 Ford Maverick, but there are rumors that this innovative financing approach might be applied to other truck models in the future.

Ford Credit has recently been changing the requirements in requires for credit scores. This should be welcome news to anyone who likes Ford trucks but might not have a perfect credit score. The biggest announcement has been that Ford Credit recently removed minimum FICO requirements for trucks that have an 84 month loan. What this means is that if you opt for an 84 month loan from Ford Credit, they no longer take your credit score into account. This makes it much easier to step foot in a dealership and drive out in a brand new vehicle even if you have less than perfect credit or no credit score at all.

It is called the Ford Maverick Financing Guaranteed Approval Program and it has some impressive offers for a number of different loan terms. If you do not want to opt for an 84 month vehicle loan you can also qualify for a loan of 72 months or less provided you have a FICO score of 620 or greater.  

This financing program also features some impressive interest rates that are quite low. Interest rates start at 0% for a 36 month loan term and go up to 3.9% if you were to select a 72 month loan.

There are a few other conditions to be aware of. For example, a customer can have a payment to income ratio of only 20 percent and the max loan to value ratio is 110 percent.

Please keep in mind that this new financing program from Ford Credit only applies to brand new Ford Maverick pickup truck models. The reason Ford is introducing this program is because there are many potential buyers out there who can afford the payments on a new Ford Maverick, but they might not have enough credit history to qualify for a loan in the first place. Ford is hoping that their new loan program will fill this gap in the market.  

Meet the 2022 Ford Maverick

The 2022 Ford Maverick starts at only $19,995 which makes it among the most affordable pickup trucks on the market today. Ford has spent years designing this truck to make sure if offers drivers all that they need for a very low price. In fact, the 2022 Ford Maverick is the first ever standard full hybrid pickup to be released in the United States.

Ford claims that this truck gives you the best of both worlds. It is big enough on the inside to seat 5 people comfortably and keep all of your belongings dry. However, it is also compact enough so that it does not take up too much space and can fit in the majority of parking spaces or garages. The Ford Maverick’s small size also helps make it a truck that is easy to maneuver on city roads.

It is one of the most fuel efficient trucks ever made. It is estimated to have a fuel efficiency of 40 MPG which is quite high for a truck that also has a maximum towing capacity of 4,000 lbs. This goes to show how great of a job Ford has done engineering a fuel efficient truck that can tow more than its weight.

The 2022 Ford Maverick also features all the creature comforts you have come to know. Things like a Bluetooth touchscreen, Apple Carplay and Android Auto all come as standard equipment. So does a LTE hotspot so you can connect all of your devices to the internet.

In Conclusion

Anybody who wants a new truck but does not have a perfect credit score needs to check out the 2022 Ford Maverick. It is an incredible truck that is certain to meet all of the needs you have for it, whether it be for work, driving your kids around or doing construction projects.

Ford Credit has made it easy to step behind the wheel of the Maverick by making the credit score unnecessary on 84 month loans and introducing low interest rates on loans ranging from 36 to 72 months.