How to Afford a Luxury Rehab Treatment

Addiction treatment in rehab centers can improve the quality of someone’s life and help them get on the right track, but they are often costly.

Luckily, there are many programs you can use to help cover the cost of your stay in a treatment center. We’ve mentioned a few ways below to help you pay for your addiction treatment in a luxury rehab facility.

Using Insurance

Both private health insurance or government health insurance (through the Affordable Care Act) offer equal coverage for mental health and substance abuse treatments service. 

Even if you’re uninsured or unemployed, you still have the chance of getting insurance, and depending on your income it might not cost you anything out of pocket.

In 2010, the Affordable Care Act (ACA) was enacted to provide affordable health to all people.  As of 2014, the ACA required all marketplace insurance to offer coverage for mental health and substance abuse services, even if they’re considered pre-existing conditions.

Private health insurance has various coverage plans, but most of them will cover the cost of rehabilitation.

Every health insurance provider should cover essential treatment and services including treatment (outpatient & inpatient), detox, and medications.

SAMHSA (Substance Abuse and Mental Health Block Grants) Grants

SAMHSA grants are non-competitive funds mandated by congress, which provides funding for mental health and substance abuse.

It’s the federal source of funding for state-managed drug and alcohol rehab centers or programs.

If you need addiction treatment and you can’t afford the cost of a rehab center, SAMHSA will cover your treatment cost and support services.  All you have to do is apply for the grant.

Employer Assistance Programs (EAPs)

EAPs are confidential counseling services provided by employers to employees to support their personal life and their performance in the work-place.

EAP covers a wide range of areas including personal difficulties and substance abuse. If you’re struggling with substance abuse at the workplace, an EAP can connect you to the right rehab program and it will cover all your costs.

An EAP program will not only help you receive the right treatment but also will improve your work productivity while seeking help.

Payment Plans

Instead of paying huge sums of money, many rehab centers will permit you to pay for your treatment in increments.

In most scenarios, you don’t even have to cover the full cost to complete the rehab program: So long as you pay regularly and on time.

You can finish your rehabilitation program and continue paying for your debt once you’re in the real word receiving your monthly bills.

This is the best way to receive treatment, even when you’re strapped for cash.

Luxury Rehab Treatment Is More Affordable Than You Think

If you’re ready to commit to sobriety, you can find the rehab program you’re seeking with ease.

Start by searching for the right rehab center, either online or offline, that meets your need. Next, check the different payment options available at your disposal.  With so many financial options available out there, you’ll find one that suits you.

Don’t be held back in your recovery journey because of a shortage of funds.  Evaluate every payment option we’ve mentioned and find what you qualify for, then apply.

Thank you for taking the time to read this article. We hope it has added value to your life and all the success in your sobriety journey.