Medical Alert Systems That Might be Covered by Medicare Advantage

Here we will discuss four recommended medical alarms your Medicare Advantage plan might cover.

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A medical alarm will give you and your family peace of mind by providing 24/7 monitoring, and ensuring that there’s always someone available to help. It provides seniors with a safer form of independence.

Most seniors want to live independently at home as long as possible. But there’s always the concern of who will come to their aid when they fall sick and need immediate medical assistance. That’s where a medical alert system comes in. It helps senior citizens call for help in the event of a fall or other emergency if they can’t reach their phone.

Are Medical Alert Systems Covered by Medicare?

Determining what Medicare covers and what it doesn’t can be hard. Medicare Part B is the part of Medicare that covers medical equipment. However, Medicare Part B offers no coverage or financial discounts for medical alert systems, even though they’re considered medical equipment.

But this doesn’t mean that coverage for medical alarms is impossible. It’s possible via a Medical Advantage Plan or any other supplemental health plans.


Lifeline is one of the most respected names in the medical industry. It’s a medical alarm manufactured and managed by Philips. It’s a simple wristband featuring a button and a base that acts as both the speaker and receiver.

The buttons are waterproof, meaning they’re suitable for use in a bath or shower where a majority of falls get recorded. All signals and communications go through AT&T cellular network to ensure widespread coverage.

Philips provides patients with a home system and mobile option called GoSafe. It’s designed to transfer signals via the nearby Wi-Fi. It’s quite ideal for seniors who travel regularly. And in the cases of an emergency, Philips can send an audio beacon to alert medical personal of your location when you arrive.

Lifeline medical alert systems are perfect for home use since they have a good range. Also, it can pick up voices at a variety of volumes, so you can depend on them to keep your loved one safe.

Lifeline’s in-home option goes for a monthly charge of $29.95 for monitoring. But the equipment requires an initial investment of $50. If you opt for GoSafe, you’ll part with $54.95 per month and an initial investment fee of $149 for the system.

Bay Alarm Medical

For the most affordable medical alarm option, consider the Bay Medical Alarm. The alarm offers you affordable monitoring with several options at a cheap price of $19.95 a month. The options include:

  • In-home monitoring device. It can be a wrist button or pendant with a receiver.
  • Mobile GPS help button with tracking.
  • In-car monitoring system designed to plug into a 12-volt jack with a crash and medical alert.

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And for an additional fee, you can also get automatic fall detection. It’s a service that sends signals automatically to medical personnel in case a senior experience a high impact fall.

The in-home system features water resistance call buttons, and a 1,000-foot range, making it suitable for disabled seniors who spend most of their time in their house. The medical alarm base utilizes cable connections, VoIP, and landlines to ensure a stable connection.

Fast response time means that seniors are connected to trained operators all the time, and medical personnel can easily get contacted when a call is made. This medical alarm system also features a reset option, which allows users to cancel calls within 15 seconds to avoid confusion or panic.


For the best quality equipment, select MobileHelp. It will provide you with high-quality monitoring via a cellular network. It’s a versatile solution for an emergency medical monitoring system that features a wristband and pendant button, along with a base station.

Its in-home system is an ideal alert system for individuals who live in an urban area or those who love active lifestyles. The Solo model comes with GPS monitoring. On the other hand, the Smart option connects MobileHelp’s medical monitoring services to a Samsung smartwatch. Thus, creating a wearable alert system that comes with additional features, such as activity tracking.

MobileHelp’s Duo option integrates both the Solo and Classic system for $41.95 per month. This way you can save money instead of purchasing each system individually.


For the best value for your money, LifeStation has you covered. It features a pendant or wristband call button, plus a base station customized to connect to a landline. This medical alarm system has two other models:

  • LifeStation Mobile with GPS for active users
  • LifeStation Plus for use with cellular network

The call buttons come with fall detection, which automatically sends an alert to LifeStation in the event of a fall. The buttons are also water-resistance and have a range of 1,000 feet for in-house systems. LifeStation Mobile model has a good battery that can last about 5 days between charges.

And the best part is that the company carries out weekly silent tests to make sure all systems work well.

Final Thoughts

Whether your Medicare Advantage Plan will cover the monthly cost of a medical alert system varies plan by plan. A dependable link to emergency services, whether for you or your loved ones, can help prevent serious injuries that often result from a fall or other medical events.

To find the best medical system that you can trust to keep you or your family member safe, do your homework and compare the available medical alert systems. Check their price and the features they come with.  

You should also talk to your insurance provider to see if they can cover some costs. As a result, you can secure a comprehensive and reliable system that offers unmatched protection.

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