Health insurance is not easy to understand, especially with all clauses buried in the fine print. Sneaky qualifications, hidden charges, and deductibles make it complicated to find out what you’re covered for and what you have to pay. That process can be particularly tough if you’re on Medicare.

Medicare coverage is confusing. Still, there are some major benefits worth-looking into, such as a brand-new bed. Your Medicare plan may offer a way to pay for a new bed if you are suffering from back pain. Here’s what you need to know about qualifying for a free bed.

Beds Are Durable Medical Equipment

Specific types of beds are considered Durable Medical Equipment under Medicare.

Durable Medical Equipment (DME) is equipment that assists patients in their day-to-day lives. It’s a kind of health equipment that your doctor considers medically necessary like wheelchairs, walkers, oxygen equipment, etc.

Only your physician can prescribe DME for you, and you must meet specific criteria if you want Medicare to cover the cost:

• It must be used for a medical condition.
• It must be durable and long-lasting.
• You can use it at home.
• It is not effective for someone who isn’t sick or limited by injury.
• It will last for at least three years.

Luckily, if you’ve been prescribed a piece of DME that fulfills these conditions, Medicare will cover up to 80 percent of the cost of the equipment. The new mattress might fall under the Durable Medical Equipment category if you buy a specific Medicare-approved type.

What Kinds of Beds Are Covered By Medicare?

Only specific mattresses are considered durable medical equipment. The mattress must be designed to serve the medical purpose that’s recommended by your doctor. It’s essential to know which mattresses qualify under Medicare in order to know if the mattress you require will be covered.

Medicare covers three kinds of beds and bed-related equipment:

1. Pressure-reducing beds
2. Pressure-reducing mattresses
3. Pressure-reducing mattress overlays

It’s always recommended to buy your mattress with a Medicare approved supplier.

You’ll have to search online to find Medicare-approved mattress and bed suppliers in your area. There are various options out there, so you should focus on the ones approved by Medicare to know if it can qualify for coverage.

Usually, you will pay only 20 percent of the cost as the rest of the 80 percent is paid by Medicare. Since mattresses are an expensive commodity, this coverage represents a great opportunity for seniors to save money while getting a more comfortable sleeping arrangement.

You should evaluate through your health or talk to a Medicare representative who can guide you through your coverage. However, the expenses can vary depending upon your plan, so it’s advisable to research what you qualify for before buying a new bed or mattress.

Top Pressure Relief Mattresses

Fortunately, there are various options available if you’re considering a new mattress that could be covered by Medicare. It’s not too tricky to find DME approved beds.

Here are five best mattress you should be looking for:

1) Bariatric Mattress PressureGuard Easy Air

This is a great mattress for seniors who may be overweight or obese. This mattress offers low air loss with alternating pressure, which can help keep you dry while sleeping by removing moisture from sweat.

This mattress is proven to offer air therapy support for users up to 1000 lbs

2) Joerns PrevaMatt Defend Pressure Relief Mattress

This pressure relief mattress has a lot of benefits. Its foam material provides comfort and pressure relief simultaneously. This mattress is made from sustainable and plant-based materials, which enhances the quality and decreases the number of chemicals used.

3) Drive Medical Therapeutic 5 Zone Support Mattress

The mattress can target over five therapeutic pressure zones for comfort and support. It’s latex-free and reduces the friction from happening.

4) ThevoRelief Pressure Relief Mattress

This mattress is made to help alleviate body aches and pain. It does so by stimulating the nerve tracts and providing back support, which is aimed at improving your sleep each night.

5) Drive Medical Multi-Ply ShearCare1500 Pressure Redistribution Foam Mattress

This mattress offers maximum support and comfort for seniors. The top layer is a resilient, high-density foam that keeps seniors feeling dry and cool throughout the night. The material is also antimicrobial which helps maintain a sanitary sleeping environment. A water-resistant surface further helps to remove any moisture from the mattress.

How To Find Mattresses Covered By Medicare

Once your doctor has prescribed you durable medical equipment for a medical reason you should start looking for the right mattress.

Although you might require a new mattress for a particular need, there are often various benefits to pressure reducing mattresses. Increased comfort, better sleep, and pain relief are specific ways to improve your health condition and your lifestyle.

Finally, the best way to find the right mattress is by searching online options that are covered by Medicare and that satisfy your health needs.